Professional

Knowing who you're doing business with is important. And I don't just mean the professional certifications, industry awards and recognition, or education all of which I have provided below because it is useful to know.

More so, you should know I can make an impact by helping people, especially those in overlooked communities. Not only do I advise people about the accumulation and protection of wealth, I coach them about the management and distribution of it during retirement. The latter is critical since retirement is no longer as simple as five years at home with your feet up; it can be 20 or 30 years filled with exotic trips, charitable work and occasionally putting your feet up.


Professional Designations/Certifications

Certified Financial PlannerTM (CFP®)

 

The CERTIFIED FINANCIAL PLANNER™ certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients.

Chartered Life Underwriter (CLU®)

The CLU® designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. It symbolizes continuing growth and commitment to professionalism.

Retirement Income Certified Professional (RICP®)

An RICP® designee is trained to understand how to structure effective retirement income plan, how to mitigate risks to the plan, and how to create a sustainable stream of income to last throughout a client's retirement years.

Chartered Financial Consultant (ChFC®)

The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients

 


Awards and Recognition

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NAIFA

Marisa is a 'Quality Award' winning member of the National Association of Insurance and Financial Advisors (NAIFA) for 2013 - 2016.  NAIFA is a professional association which serves and represents insurance and financial advisors regardless of the products they sell or the focus of their practice. This prestigious award is an indicator of the quality service that she continuously provides to her clients.


Associations and Memberships

Physicians Nationwide

Physicians Nationwide is a group of qualified and experienced Northwestern Mutual Financial Representatives who specialize in serving the unique financial needs of physicians.


   Million Dollar Round Table (MDRT)

MDRT provides its members with resources to improve their technical knowledge, sales, and client service while maintaining a culture of high ethical standards. 


 

AALU's mission is to strengthen, grow, promote and advocate for the life insurance community.


Memberships

Northwestern Mutual Professional Growth Association

Certified Financial Planner www.cfp.net

Need more? Check out my “Personal” page.


 

Years of Experience

Representing Northwestern Mutual since 2008.

Awards and Recognition

 

National Association of Insurance and Financial Advisors Quality Award 2013-2014

Award recognizing commitment to excellence in service to clients and industry

Marisa Richael Joseph, CFP®, CLU®, ChFC®, RICP®
Financial Representative


Physicians Nationwide

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck